Contact Us

Digital Banking & Customer Engagement

Turn data into real-time insights, personalized experiences, and new growth opportunities

Digital banking today is about more than access; it’s about understanding and anticipating customer needs. Powered by Strands, CRIF Select enables financial institutions to transform data into actionable insights, delivering personalized experiences that increase engagement, strengthen relationships, and drive revenue through digital channels

Why choose CRIF?

With the mission of improving the bank-client relationship, Strands, a CRIF company, is a global leading FinTech that develops solutions for financial institutions through a variety of delivery models. The company delivers disruptive solutions and provides strategic consulting and support to increase customer engagement and generate new revenue through digital channels.

Key benefits

  • Enhanced Customer Engagement

    Strengthen daily interactions through personalized and relevant digital experiences.

  • Personal & Business Financial Management (PFM/BFM)

    Help customers and SMEs better manage finances with intuitive, data-driven tools

  • Insight‑Driven Personalization

    Deliver tailored, real‑time insights that guide smarter financial decisions.

  • Improved Financial Wellness

    Empower users with better understanding and control of their finances.

  • Open Finance Connectivity

    Integrate multiple data sources and systems seamlessly for a unified financial view.

  • Faster Implementation & Business Impact

    Achieve rapid adoption, faster time‑to‑market, and measurable business growth.

Our Solutions

Our digital banking solutions combine advanced analytics, credit intelligence, and real‑time insights to help financial institutions deliver personalized, secure, and scalable experiences. By leveraging Strands and CRIF Select, banks can transform data into actionable intelligence across engagement, risk, and growth.

Empower customers with real‑time visibility into their finances through smart categorization, cash‑flow forecasting, and proactive financial guidance. This solution enhances financial well‑being while increasing engagement and trust.

Integrate credit, affordability, and risk intelligence directly into digital journeys. Enable faster approvals, risk‑based pricing, and compliant lending decisions with a seamless customer experience.

Use behavioral and credit signals to deliver the right offer at the right time. Drive higher conversion rates through pre‑approved products, contextual recommendations, and next‑best‑action strategies.

Monitor and optimize digital channel usage with advanced engagement metrics. Improve feature adoption, reduce drop‑off, and continuously enhance the digital experience through data‑driven insights.